UK Income Tax Calculator (2021/22)
Estimate your take-home pay after Income Tax and National Insurance for the 2021/22 tax year.
Estimates only — for 2021/22 UK tax year values.
Ready
Monthly Take-Home £0.00
Annual Take-Home £0.00
Effective Tax Rate 0%
| Breakdown | Annual (£) |
|---|---|
| Gross Salary | £0.00 |
| Pension | £0.00 |
| Income Tax | £0.00 |
| National Insurance | £0.00 |
| Net Income | £0.00 |
Income Tax & National Insurance Rates 2021/22
Income Tax Bands (England, Wales & Northern Ireland)
| Band | Income Range | Rate |
|---|---|---|
| Personal Allowance | £0 – £12,570 | 0% |
| Basic Rate | £12,571 – £50,270 | 20% |
| Higher Rate | £50,271 – £150,000 | 40% |
| Additional Rate | Over £150,000 | 45% |
National Insurance (Employee Class 1)
| £0 – £9,568 | 0% |
|---|---|
| £9,569 – £50,270 | 12% |
| Above £50,270 | 2% |
This was the last tax year before the NI threshold increase and levy adjustments.
How UK Income Tax Works (2021/22)
Income Tax and National Insurance were deducted through PAYE. This year had stable thresholds, with the Personal Allowance raised slightly.
- £12,570 Personal Allowance applied before tax.
- Basic rate taxed at 20% up to £50,270.
- Higher rate taxed at 40% above that level.
- NI thresholds were lower compared to later years.
- Additional rate started at £150,000.
This calculator applies exact HMRC rules for the 2021/22 tax year.
2021/22 Income Tax Examples
Salary: £20,000
- Income Tax: £1,486
- NI: ~£990
- Take-home: ~£17,520
Salary: £40,000
- Income Tax: £5,486
- NI: ~£3,300
- Take-home: ~£31,200
Salary: £80,000
- Income Tax: ~£17,500
- NI: ~£5,000
- Take-home: ~£57,500
Frequently Asked Questions
Yes — Personal Allowance increased slightly to £12,570, but the main tax bands stayed the same.
Yes — NI thresholds were lower than in later years, meaning more earnings were subject to NI.
This UK Income Tax Calculator uses officially published HMRC 2021/22 Income Tax and National Insurance thresholds for employees in England, Wales and Northern Ireland.