UK Income Tax Calculator (2022/23)
Estimate your take-home pay after Income Tax and National Insurance for the 2022/23 tax year.
Estimates only — for 2022/23 UK tax year values.
Ready
Monthly Take-Home £0.00
Annual Take-Home £0.00
Effective Tax Rate 0%
| Breakdown | Annual (£) |
|---|---|
| Gross Salary | £0.00 |
| Pension | £0.00 |
| Income Tax | £0.00 |
| National Insurance | £0.00 |
| Net Income | £0.00 |
Income Tax & National Insurance Rates 2022/23
Income Tax Bands (England, Wales & Northern Ireland)
| Band | Income Range | Rate |
|---|---|---|
| Personal Allowance | £0 – £12,570 | 0% |
| Basic Rate | £12,571 – £50,270 | 20% |
| Higher Rate | £50,271 – £150,000 | 40% |
| Additional Rate | Over £150,000 | 45% |
National Insurance (Employee Class 1)
| £0 – £9,880 | 0% |
|---|---|
| £9,881 – £50,270 | 13.25% |
| Above £50,270 | 3.25% |
2022/23 includes the temporary Health and Social Care levy increase built into NI rates.
How UK Income Tax Works (2022/23)
PAYE applies both Income Tax and National Insurance on your monthly salary. The 2022/23 year included notable NI changes due to the temporary levy.
- £12,570 Personal Allowance remains unchanged.
- NI thresholds changed mid-year (calculator uses annualised rules).
- NI rates were higher this year due to the levy.
- Additional rate threshold remained at £150,000.
- Your tax code (usually 1257L) affects your final take-home pay.
This calculator applies the correct 2022/23 bands and NI contributions for PAYE earners.
2022/23 Income Tax Examples
Salary: £20,000
- Income Tax: £1,486
- NI: ~£1,300
- Take-home: ~£17,200
Salary: £40,000
- Income Tax: £5,486
- NI: ~£3,950
- Take-home: ~£30,560
Salary: £80,000
- Income Tax: ~£17,500
- NI: ~£6,200
- Take-home: ~£56,300
Frequently Asked Questions
The temporary Health and Social Care levy increased NI by 1.25% during this tax year.
No — the Income Tax bands were frozen, the same as 2021/22.
This UK Income Tax Calculator uses official HMRC 2022/23 Income Tax and National Insurance thresholds for employees in England, Wales and Northern Ireland.